To join plan: Minimum $250 or have 1 share. Optional cash investments: Min $25, invested weekly. Fees: Sales fee: Commissions, transaction fees, other costs An automatic monthly investment option is available. Agent: First Chicago Trust Co of NY (800) 446-2617 or (201) 324-0498 P.O. Box 2598 Jersey City, NJ 07303-2598 from Prospectus dated Sep. 16, 1994.